Blog

October 5, 2026

Do Freelancers Need a GST/HST Number? The $30,000 Small Supplier Rule

When a freelancer has to register for GST/HST: how the $30,000 small supplier threshold is measured, why one big quarter and four smaller ones are timed differently, and what changes once you're registered.

September 28, 2026

Equipment Purchases for Freelancers: Deduct Now or Claim CCA?

Laptops, furniture, tools: when a business purchase is a current expense you deduct right away, and when it's capital you claim over time through capital cost allowance — the common CCA classes, the half-year rule, and what's changing.

September 14, 2026

Business-Use Percentage: How to Calculate It for Vehicle, Home Office, and Phone

The same math underlies every mixed-use deduction — vehicle, home office, phone, internet. How to calculate a defensible business-use percentage for each, whether it has to stay the same every year, and what documentation actually backs it up.

September 8, 2026

Receipt Tracking for Freelancers: Spreadsheet vs. Software

An honest comparison of the two ways Canadian freelancers keep receipts — a hand-updated spreadsheet versus receipt software — what each one really costs in time and money, the failure modes of both, and a hybrid that holds up over a year.

August 28, 2026

Vehicle Deductions for Canadian Freelancers: Mileage and Expenses Explained

Why the CRA per-kilometre rate isn't a deduction method for the self-employed, how the actual-expense method and business-use percentage really work, the home-vs-commute driving rules, and how CCA applies when you buy a vehicle.

August 10, 2026

Home Office Tax Deduction for Canadian Freelancers: Rules and Calculation

How self-employed Canadians calculate the business-use-of-home deduction — the square-footage percentage, what expenses qualify, mortgage interest vs. principal, and why most accountants say to think twice before claiming CCA on your home.

July 20, 2026

Self-Employed Tax Deductions Checklist: 15 Expenses You Can Claim

A working checklist of the expenses Canadian freelancers and sole proprietors most commonly claim on the T2125 — from advertising to home office to vehicle costs — and the ones that trip people up.

July 13, 2026

Best Receipt Scanner Apps for Canadian Freelancers

Expensify, Wave, Dext, and the discontinued QuickBooks Self-Employed — how the main receipt and expense tools compare for a solo Canadian freelancer filing a T2125, and what to actually look for.

July 6, 2026

The CRA Meals and Entertainment 50% Rule Explained

How the CRA's 50% limit on meals and entertainment actually works for Canadian freelancers and sole proprietors — what qualifies, what doesn't, and the exceptions worth knowing.

July 4, 2026

Claiming Your Cell Phone Bill: Self-Employed and Freelancer Rules

Can you deduct your cell phone bill as a self-employed Canadian? Yes, the business-use portion — here's how the CRA's rules on airtime, home phones, and internet actually work.

July 4, 2026

T2125 Expense Categories, Explained in Plain English

What each expense line on the CRA's T2125 form actually means for Canadian freelancers and sole proprietors — advertising, meals, vehicle, home office, and more.

July 4, 2026

How Long Do You Need to Keep Receipts for the CRA?

The CRA expects self-employed Canadians to keep receipts for six years from the end of the tax year they relate to. Here's how to count it and what to keep.